What is your most valuable asset? It is not your car. Or even your home, or any other personal possession. The most valuable thing you possess is your ability to continue to earn income. So why do we often take the time and pay the premium to insure our homes and our cars, but not … Read more →

There are typically three ways you can purchase insurance coverage:   1)      On the internet 2)      A captive insurance agent 3)      An independent insurance agent   On the internet, you are generally being offered coverage from only one insurance company.  That company is not located in your neighborhood.  It is not part of your community.  … Read more →

It happens all of the time. You’re frustrated with the cost of your home or auto insurance policy and start looking around. Eventually you get a quote either from an agent or on the internet that looks like it will save you money. What exactly did you just buy? How does the policy you found … Read more →

Consumers in Wisconsin are in for a bumpy ride. Homeowner insurance rates have been climbing steadily among all insurance carriers and are expected to rise even further. Insurance carriers throughout the Midwest have experienced unprecedented losses paying for severe and frequent wind storms, hail storms, heavy rain, tornadoes, etc. over the past several years, and … Read more →

Gatherings with family and friends, picking out the perfect gift, traveling to meet that special someone, and celebrating a religious tradition are all activities that make the Holiday Season a time to remember. Sadly, there are individuals in our society that will make this Season a time to forget for unsuspecting and unprepared homeowners and … Read more →